Woodsboro Bank provides financial services to individuals and corporate customers in Frederick County, Maryland. The company offers checking, savings, money market, education savings, individual retirement, and interest on lawyers trust accounts; time deposits; and certificates of deposit. It also provides commercial real estate, residential real estate, multifamily real estate, real estate construction, other construction and land development, and commercial and consumer loans; home mortgage, lot, VA, and Federal Housing Administration loans; adjustable-rate, fixed-rate, investment, and jumbo mortgages; home equity, overdraft protection, and commercial lines of credit; personal and auto loans; practice buy-in financing; and term, investment, equipment, and partner buy-in loans. In addition, the company offers credit and merchant cards; online and mobile banking; estate services; investment services, including financial planning and wealth management; ICS and CDARS; merchant services, including credit card processing, payroll solutions, and POS systems; ATMs; gift and loyalty programs; treasury management services, including ACH direct deposit and debit, remote deposit capture, mobile remote deposit capture, positive pay and positive payee, wire transfer, financial software translation, and automatic transfer accounts; and cash management and title services. It serves the medical practice, religious, legal, construction contractor, and dental practice industries. The company was formerly known as Woodsboro Savings Bank of Frederick County, Maryland and changed its name to Woodsboro Bank in January 1997. Woodsboro Bank was incorporated in 1899 and is headquartered in Woodsboro, Maryland.