Tennessee Valley Financial Holdings, Inc. operates as the bank holding company for TNBank that provides various financial services to individual and corporate customers. The company offers personal and business checking and savings accounts, money market investment accounts, certificates of deposit, club account, and individual retirement accounts, as well as overdraft protection line of credit; auto, home, and personal loans. It also provides commercial, residential, and consumer loans; and mortgage products. In addition, the company offers remote deposit capture, a Web-based solution for businesses to make check deposits; and merchant services, such as credit and debit card processing, electronic gift card program, electronic check services, and internet processing services. Further, it provides credit/debit cards, ACH payroll services, mobile, online, and telephone banking services. The company was incorporated in 1994 and is based in Oak Ridge, Tennessee.