PB Financial Corporation operates as a bank holding company for Providence Bank that provides commercial and retail banking products and services in the United States. The company offers personal and business checking and savings accounts, money market accounts, certificate of deposit (CD), and individual retirement accounts; personal loans, home equity line of credit, advantage line of credit, and mortgage lending products; and business loans for purchasing land and buildings, making leasehold improvements, refinancing debt, accessing working capital, and investing in property, as well as for buying machinery, equipment, and vehicles. It also provides debit and credit cards; online and mobile banking services, including internal transfers, bill pay, e-statements, and account monitor; and cash management services, such as ACH transactions, remote deposit capture, account sweep, positive pay, and merchant services, as well as Zelle, a platform to send and receive money. PB Financial Corporation was incorporated in 2006 and is based in Rocky Mount, North Carolina.