Hamlin Bank and Trust Company provides community banking and trust services in Pennsylvania and New York. The company accepts checking, savings, individual retirement accounts, and certificates of deposit. Its loan products include mortgage loans; consumer loans, including personal, auto, home equity, boat, camper, and recreational vehicle loans; and commercial lines of credit, property and equipment loans, land development and acquisition loans, construction loans, and commercial mortgages. The company also offers debit cards; estate administration, and revocable and irrevocable trust administration, as well as personal trusts, investment management, and custodial services; ATM services; and safe deposit boxes, night depository, cashier's checks, travelers checks, and telephone banking services. Hamlin Bank and Trust Company was founded in 1863 and is based in Smethport, Pennsylvania.