Exchange Bankshares, Inc. operates as the holding company for Exchange Bank that provides personal and business banking products and services in Georgia. It offers checking and savings accounts; and mortgage, real estate, consumer, and commercial loans, and home equity line of credit. The company also provides cash management, internet and mobile banking and wallet, travel club, bill payment, and merchant services, as well as credit cards. In addition, it provides money protection and fraud prevention resources, beneficial ownership information reporting services, loan payment portal services, check reorder services, financial calculator tools, and debit card fraud prevention services. The company was founded in 1903 and is based in Milledgeville, Georgia.